The structural sequencing gap exists wherever premium flows across multiple layers

PQP increases compliance readiness—without requiring FCA authorisation.

PQP is an InsurTech platform — a data and technology provider that helps insurers and brokers automate global premium quoting with accuracy, transparency, and compliance-ready outputs.

In Scope

• Data processing and analytical tools

• Algorithmic pricing support

• Real-time ruleset governance

• SaaS platform used internally by regulated firms

Out of Scope

• PQP does not give regulated financial advice

• PQP does not intermediate insurance

• PQP does not underwrite or arrange policies

• PQP does not handle client money

FCA authorisation is not required:

• No intermediation

• No regulated advice

• No customer money

• No insurance distribution activity