< Premium Quoting Pro >

Quoting:

Faster. Clearer. Safer.

Premium Quoting Pro (PQP) turns a risk premium into a multinational quote in minutes—with the right legal order per country, itemised outputs, and an audit trail you can sign. It is built for (Re)Insurers, Brokers, MGAs, and Captives.

Insurers are great at pricing risk. But across multiple countries the cost stack—fronting fees, brokerage, local levies and taxes, reinsurance effects, FX, and rounding—often relies on estimates. That’s where timeline slippage, audit push-back, and hidden margin leakage begin.

PQP is a B2B InsurTech platform that combines a deterministic engine with a real-time rules database to compute the following costs. All sequenced in the proper legal order for each territory and LoB:

• Fronting economics (fees, commissions, capital, timing)

• Distribution costs (broker/MGA/platform)

• Statutory charges (IPT, para-fiscals/levies, regulatory fees)

• Reinsurance effects (ceded share, commissions, WHT)

• FX & rounding — consistently and correctly

Start with a free local-leg check, run a 4-week test plan, then move to annual licences with territory/user add-ons. You will get Local invoices + HQ roll-up, Stakeholder view: Underwriting, Finance/Tax, Reinsurance, and Broker; and a signable audit trail (PDF + CSV) with rules versioning.

Who we are

We are a senior InsurTech team with 120+ combined years in actuarial pricing, multinational programme ops, IPT/levies, compliance, and enterprise SaaS, who've built and run multinational programmes across carriers, reinsurers, and brokers. We’ve priced and administered CMPs, run fronting arrangements, and defended audits—so we built PQP to remove weeks of manual work and protect margin as the tool we always wanted: a quote-time engine that is explainable by design.

Together, we are redefining premium quoting solutions for multinational insurance programs, bringing innovation and expertise to the InsurTech space. Back in May, the FCA confirmed PQP's eligibility as we turned complexity into a product that delivers accurate, audit-ready quotes in minutes, not weeks, with profit protection and audit acceptance out of the box.

Our motto:

• Faster – Quote in minutes with one engine (web / CSV / API). No spreadsheet sprawl.

• Clearer – Itemised, explainable outputs with a deterministic order-of-operations—a single source of truth.

• Safer – Audit-ready and compliant by design: correct bases, taxes/levies, WHT, FX & rounding—so profits are protected.

Algorithm-driven quoting, guided by experts

Quotes in minutes with Net ↔ Gross, fronting & levies itemised, and an audit-ready trail—kept compliant by a real-time rules database, backed by industry experts.

1. Try - A free local-leg check → One territory, zero risk: see your math, sequence, and audit trail in minutes.

2. Buy a 4-week test plan in your workflow → web, CSV or API with audit pack included; we measure cycle-time cut (target ≥70% faster) and defect rate (<1% defects).

3. Expand → Annual licence with territory packs, user bundles, and add-ons (Reinsurance/WHT, sliding-scale, Evidence Vault).

Compliance built-in

Rules and tax bases are maintained in a real-time database, keeping you aligned with local regulations while supporting centralised programme control.

Effortless to use Interface

A clean, user-friendly interface for web, CSV and API makes managing Master and Local legs straightforward—and fast.

Professional support

Our team of practitioners helps you streamline multinational quoting, validate assumptions and embed best practice across markets.

Precision & transparency

Our engine itemises fronting costs, fees and levies and applies the correct legal order per territory, producing audit-ready outputs you can sign.

PQP is a secure, cloud-hosted SaaS platform providing automated global premium pricing through a unified rules engine and real-time database, accessible through a browser interface, CSV import, or RESTful API connection.

1. Nature of Service
PQP does not sell, underwrite, advise on, or arrange insurance policies.
Instead, it provides a software platform that automates and enhances the calculation of premiums, fees, taxes, and fronting costs.

2. What PQP actually does

• Delivers data processing and analytical tools to insurers and brokers.

• Offers algorithmic pricing support — but not financial advice or product recommendations.

• Hosts a real-time cost database across territories to ensure consistent, transparent calculations.

• Acts as a Software-as-a-Service (SaaS) solution, used internally by regulated firms.

3. FCA Relevance
Because of the following, PQP does not require FCA authorisation under current UK regulation:

• does not handle client money,

• does not provide regulated financial advice, and

• does not act as an intermediary or insurer,

4. How to describe PQP in practice

PQP is an InsurTech platform — a data and technology provider that helps insurers and brokers automate and align global premium quoting with precision and transparency.

Get in Touch

Contact us for reliable and innovative B2B insurance premium quoting solutions. Our expertise ensures transparency, accuracy, and compliance to meet your needs.

We're here to support you and simplify and accelerate your premium quoting process. For inquiries, reach out to us at info@premiumquotingpro.com or alternatively fill in the contact form and submit your enquiry.

Customer Reviews

Hear what our clients say about our innovative multinational programs solutions.

PQP has transformed our approach to insurance quoting with its reliable and precise solutions.

P&C Insurance Customer

Europe

Thanks to the accuracy of PQP's algorithm on levies, we collaboratively developed and improved our pricing strategy for our multinational client.

Commercial Insurance Customer

Global

★★★★★

★★★★★