Structured solutions for complex, multi-jurisdiction premium quoting

Premium Quoting Pro (PQP) provides the infrastructure layer for non-risk premium economics, delivering consistent, transparent, and audit-ready premium outputs across jurisdictions.

Book a 20-min demo

The challenge PQP addresses

Across jurisdictions, premium quoting often breaks down once risk pricing is complete.

Statutory charges, regulatory requirements, fronting costs, programme economics, distribution structures, and reinsurance arrangements are frequently handled manually, leading to:

Inconsistent premium outcomes
Lengthy reconciliation between underwriting, finance, and local entities
Reduced confidence in final figures
Audit and reporting friction

PQP exists to systemise this non-risk layer.

toddler's standing in front of beige concrete stair

Non-Risk Premium Structure Diagnostic

A short assessment for B2B insurance and risk financing programmes.

What PQP diagnostic does?

PQP diagnostic identifies premium complexity and audit risk after risk pricing is set.
PQP diagnostic highlights where non-risk premium structure may drive reconciliation effort, incorrect regulatory sequencing, and governance risk across jurisdictions.

Why it works?

After answering a small number of structured questions, PQP diagnostics highlight which structure drives complexity: Staturory, Fronting, Programme, Distribution, Reinsurance, and/or FX.
Findings can be discussed in a short exploratory conversation.

PQP structures all of the non-risk premium economics around insurer risk pricing, delivering consistent, transparent, and audit-ready premium outputs across jurisdictions.

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What PQP does to help you?

Why this solve a real problem?

PQP diagnostic helps surface any structural issues before they become operational or audit problems.
PQP diagnostic avoids spreadsheet sprawl across jurisdictions, extended reconciliation, and reduced explainability.

PQP Solutions fit every stakeholder

Insurers

Consistent multi-jurisdiction premium outputs
Reduced premium leakage and reconciliation effort
Stronger audit readiness and reporting confidence

Brokers and MGAs

Clear, explainable client premiums
Less manual recalculation when structures or jurisdictions change
Faster, more confident placements

Reinsurers and Captives

Transparent premium flows and exportable figures
Clear alignment between ceded, retained, and reported premiums
Improved financial oversight and governance

Structured net ↔ gross premium calculations
Deterministic application of non-risk premium components
Itemised, traceable outputs by jurisdiction, LoB, and stakeholder
A single source of economic truth for premium reporting

Book a 20-min demo

What PQP delivers

Book a short demo to understand how PQP supports accurate, audit-ready premium quoting across jurisdictions.

Non-Risk Premium Value Chain

PQP wraps around insurer risk pricing and applies statutory, regulatory, fronting, programme, distribution, and reinsurance economics in the correct legal and economic sequence across jurisdictions.

It replaces spreadsheet-based processes with a structured, deterministic calculation layer that produces consistent, explainable, and audit-ready results.

From complex inputs to financial truth — in minutes, not weeks.

PQP sits across the insurance value chain, supporting stakeholders involved in pricing, underwriting operations, finance, and programme management.

PQP complements risk pricing. Never replaces it.

How written premiums are formed beyond risk pricing

A single infrastructure layer for non-risk premium economics

Non-Risk Premium Structure Diagnosis

This short diagnostic highlights where statutory, fronting, programme, distribution, and reinsurance economics typically introduce friction in multi-jurisdiction premium quoting.

It does not produce premium figures or pricing outputs. Instead, it helps teams understand where structure, sequencing, and governance often break down — before numbers are relied upon.