Regulatory & Compliance Position

PQP increases compliance readiness—without requiring FCA authorisation.

PQP is an InsurTech platform — a data and technology provider that helps insurers and brokers automate global premium quoting with accuracy, transparency, and compliance-ready outputs.

In Scope

Data processing and analytical tools
Algorithmic pricing support
Real-time ruleset governance
SaaS platform used internally by regulated firms

Out of Scope

PQP does not give regulated financial advice
PQP does not intermediate insurance
PQP does not underwrite or arrange policies
PQP does not handle client money

Why FCA authorisation is not required:

No intermediation
No regulated advice
No customer money
No insurance distribution activity

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