PQP Value Proposition

PQP codifies territory rules and legal payer logic, applying the correct order-of-operations across:

Fronting economics
Distribution costs
Taxes, levies, IPT
Reinsurance (shares, commissions, WHT)
FX and rounding

You receive itemised local invoices, HQ roll-ups, and a signable audit trail — Insurers · Brokers · Captives · MGAs · Reinsurers — all gain accuracy, transparency, and speed.

Minutes, Not Weeks

PQP replaces manual reconciliation with deterministic, explainable calculations. By eliminating spreadsheet drift and mis-sequenced charges, PQP:

Stops margin leakage at the source
Reduces compliance exposure
Accelerates broker–insurer alignment
Cuts reconciliation cycles by ≥70%

The only end-to-end quoting engine for fronting-cost economics.

How PQP Works

Inputs → Rules → Engine → Outputs

a close up of a watch face with the gears missing

Inputs

Risk premium, fee assumptions, commissions, reinsurance details, FX.

A wooden block spelling security on a table

Real-Time Rules Database

Territory rules, bases, exemptions, IPT, para-fiscals, regulatory fees, WHT, overrides. Updated and version-controlled.

a colorful light bulb with a black background

PQP Engine

Deterministic logic applies fronting, distribution, statutory charges, reinsurance, FX & rounding in the correct legal order for each territory.

Outputs

Local invoices
CMP roll-up
Payables schedule
Audit-ready evidence pack
Net ↔ Gross consistency

Capabilities Overview

• Fronting economics
Fees, capital, commissions, overrides

• Distribution
Broker/MGA/platform structures

• Statutory charges
IPT, para-fiscals, regulatory fees, WHT

• Reinsurance
Ceded shares, commissions, exportability, WHT

• FX & Rounding
Consistent, traceable, explainable

• Security
Encryption · RBAC · no PII · ruleset versioning

Try → Buy → Expand Funnel

Aggregating and analysing data across diverse territories is complex, requiring specialised tools for accurate decision-making and quoting. As a multinational tool, PQP provides the consistency and accuracy clients expect across regions, empowering (re)insurers, brokers, captives, and MGAs with tailored premium quoting solutions.

Try — Free Local-Leg Check

One territory.

See your numbers, your rules, and your audit trail in minutes.

Buy — 4-Week Test Plan

Web · CSV · API
Capped quotes + audit pack
Cycle-time target ≥70% faster

Expand — Annual Licence

Territory packs, user bundles,
Add-ons: Reinsurance/WHT, Evidence Vault, sliding-scale support.

Premium Quoting Pro Solutions

PQP offers algorithm-driven and real-time data for precise and reliable solutions designed for accuracy and compliance in the insurance landscape.

Innovative

PQP revolutionizes the premium quoting process by integrating cutting-edge technology and automation. It empowers its clients to:

Simplify complexity: Streamline MIP, Multinational Insurance Program quotes, breaking down barriers in global coverage.
Enhance efficiency: Deliver faster quotes, reducing turnaround times and unlocking growth opportunities.
Drive competitive advantage: Leverage advanced algorithms and data analytics to provide modern, future-proof solutions.

Example: By automating multi-country premium allocation, PQP eliminates manual inefficiencies and allows users to focus on strategic decision-making rather than repetitive processes.

Accurate

PQP ensures precision in premium calculations, offering a high degree of reliability and trust for its users, enabling them to:

Align: Use robust algorithms and data validation checks to reduce human errors in premium quoting, eliminating errors.
Transparent outputs: Provide detailed, consistent, reproducible premium breakdowns across various jurisdictions.
Informed decision-making: Equip users with precise insights into premiums, taxes, fees, and allocations for every program.

Example: PQP’s ability to generate precise country-level allocations and taxes ensures accurate global insurance programs without room for discrepancies.

PQP keeps clients aligned with regulatory requirements and standards across jurisdictions. It supports:

Local regulations: Automatically factors in country-specific compliance requirements (e.g., taxes, levies, and fees).
Audit-ready documentation: Provides transparent and compliant outputs for internal and external scrutiny.
Trust-building: Enhances client confidence by showcasing a commitment to meeting regulatory obligations in every region.

Example: A reinsurer using PQP can rest assured that the premium quotes generated for a global insurance program comply with every local tax law and regulatory framework, reducing exposure to potential liabilities.